tag:blogger.com,1999:blog-4783457895252298316.post3021733299142890298..comments2023-07-06T06:48:13.243-07:00Comments on Uphill & Smiling: Plastic Surgery...I triple dog dare you!Lacy@uphillandsmilinghttp://www.blogger.com/profile/11671062696804015655noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-4783457895252298316.post-84684367708729720522010-09-30T08:05:36.673-07:002010-09-30T08:05:36.673-07:00I have ALWAYS thought that you are pretty Lacy! I...I have ALWAYS thought that you are pretty Lacy! I had someone once tell me that I should laser off all the freckles on my face. I thought about it for a minute and then thought, "Why would I?!? That's what makes me, ME!"Anonymoushttps://www.blogger.com/profile/03568024865455474535noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-16745540604350440122010-09-28T08:34:06.905-07:002010-09-28T08:34:06.905-07:00Hmmm. Something to think about.Hmmm. Something to think about.Amberhttps://www.blogger.com/profile/18077556896821739028noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-20748712917335725932010-09-27T19:29:17.259-07:002010-09-27T19:29:17.259-07:00Lacy you are so amazing & inspiring!!!!Lacy you are so amazing & inspiring!!!!Angee Leishmanhttps://www.blogger.com/profile/02580655907586602175noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-52974511560954962642010-09-27T13:08:05.909-07:002010-09-27T13:08:05.909-07:00Great job! We did it in 2008 but then fell off of...Great job! We did it in 2008 but then fell off of the wagon a little bit...you are inspiring me to start over today.Lara Neveshttps://www.blogger.com/profile/08351324888724799014noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-32886601974073210482010-09-27T11:56:46.534-07:002010-09-27T11:56:46.534-07:00Sandra, I missed your other comment about our heal...Sandra, I missed your other comment about our health insurance... no we're the same as far as our health is concerned, but Zeke's company keeps raising the deductible and lowering the benefits every year... just another effect of the poor economy, I guess.Lacy@uphillandsmilinghttps://www.blogger.com/profile/11671062696804015655noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-84260399955016967232010-09-27T09:45:47.489-07:002010-09-27T09:45:47.489-07:00@ Sandra, I do agree with you it's okay when c...@ Sandra, I do agree with you it's okay when credit cards are used CORRECTLY, but I think too many other people feel it's okay to "spend spend spend" because of all the incentives they are getting... if they don't pay their balance in full each month then they are NOT truly living within their means. Pure and simple.<br /><br />We have a debit card through our bank with very similar incentives that you have and it's been great for us, because our spending limit is our current checking account balance. (We couldn't overspend even if we wanted to):) <br /><br />It's all about self-control and I think that is different for each person.<br /><br />@ Lisa YOU are my hero!!<br /><br />@ Trina, good for you!! It feels great, doesn't it? :)Lacy@uphillandsmilinghttps://www.blogger.com/profile/11671062696804015655noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-38684735501069716322010-09-27T09:29:47.184-07:002010-09-27T09:29:47.184-07:00Lacy, I love this post!! You are amazing. Your s...Lacy, I love this post!! You are amazing. Your story sounds a lot like Jez and I. We have always had a hard time making ends meet and we have often used credit cards as a "fallback." I too have been the one to keep up with the budget and it is a tough job. Over the years we have gotten into a lot of debt over small purchases here and there, and also a few big ones (medical bills, etc). It is so hard once you become a slave to that debt. We would find ourselves using all our cash just to pay debt and we would have nothing left to pay the bills, so it would just deepen the hole we were digging cause we would use the cards to get by. We always thought that as soon as Jez was done with school it would get better, but it was just harder because then we had student loans. We finally decided to do "plastic surgery" about 4 months ago and we haven't had a single transaction for 4 months. It is a huge accomplishment for us! I know that God does bless us as we do our part. He has been more than merciful to our family. I can't wait until the day we are truly debt free... and yes, our "want/need list" keeps growing too, but I have finally realized that we CAN live without some of those things. Keep up the awesome job! I will look forward to our 1 year anniversary of no credit cards. :)Trinahttps://www.blogger.com/profile/10997813480849272736noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-23712140971547152032010-09-27T09:09:08.557-07:002010-09-27T09:09:08.557-07:00Lacy, you are my HERO!!!!Lacy, you are my HERO!!!!Unknownhttps://www.blogger.com/profile/00469972217340106205noreply@blogger.comtag:blogger.com,1999:blog-4783457895252298316.post-31225921900610450542010-09-27T08:35:55.342-07:002010-09-27T08:35:55.342-07:00Lacy I can't believe anyone would say somethin...Lacy I can't believe anyone would say something about you like that! How rude. I think you are gorgeous! You keep mentioning about your insurance going up? Is that because of someone in your family being diagnosed with something? Just wondering. So as to the credit card stuff good for you. That is wonderful. Now I need to put my two cents in ha ha. <br />I personally think credit cards are wonderful WHEN USED CORRECTLY. We use our card as a debit card. We get cash back through the year as we use it and ta da come Christmas we have Christmas money. We are already up to 250 with our cash back. We use it for stuff we would regularly buy with a check or cash but we use our card and take it out just like it would have been cash or check. We don't ever use those checks they send in the mail, I just rip them up as soon as I get them. I guess what I'm trying to say is Credit cards aren't bad. When used correctly they can pay you back. I would say to do some plastic surgery if you can't pay for the things you buy and don't have the self restraint from buying "wants". I hope that all made sense.Sandrahttps://www.blogger.com/profile/07865032714290059268noreply@blogger.com